Marketplace Payment Solutions
Eliminate financial headaches. Garnet handles order splitting, taxes, commissions, and vendor payouts through trusted gateways like Stripe, PayPal, or Mollie, so you stay in control while vendors get paid on time.
What are marketplace payment solutions?
Marketplace payment solutions collect one payment from the customer, split it across the vendors in the order, take your commission, and pay each vendor out. A single gateway is not enough on its own; a multi vendor marketplace payment gateway also needs order splitting, commission logic, and scheduled payouts. Garnet Marketplace, a Shopify multi-vendor marketplace app, adds all of that on top of Shopify checkout.
In practice that means the buyer pays once, Garnet routes each vendor's share to their connected Stripe, PayPal, Mollie, or Airwallex account, and your commission is deducted automatically. The same payout solution covers B2B marketplace payments with net terms handled through Shopify, so payment solutions for marketplaces stay consistent whether you sell to consumers or businesses.
Which payment provider is the best fit?
Every provider below handles order splitting, commissions, and automated payouts. The difference is region and payout style.
| Provider | Best for | Region coverage | Payout style |
|---|---|---|---|
| Stripe Connect | Most marketplaces | North America, Europe, select Asia | Automatic split payouts |
| PayPal | Fast vendor onboarding | US, UK, Canada, EU, and more | Manual or automatic, Venmo compatible |
| Mollie | European marketplaces | Europe, strong in NL and BE | Direct vendor payouts |
| Airwallex | Cross-border payouts | Global multi-currency | International vendor payouts |
Trusted payment gateways for a secure marketplace
Running a marketplace means managing multiple sellers, multiple orders, and multiple payment flows. Garnet connects your marketplace to trusted payment gateways to simplify complexity while ensuring security and reliability.
All payment operations are handled through industry-leading providers, ensuring compliance, data protection, and scalability as your marketplace grows.
Our payment integrations allow you to:
- Automatically split customer orders per vendor
- Apply commissions and fees at product level
- Manage taxes and payouts centrally
- Support international vendors and currencies
- Keep a transparent experience for both customers and sellers
Our payment integrations
Garnet offers native payment integrations designed specifically for multi-vendor marketplaces on Shopify. Each integration is documented, easy to configure, and built to support real-world marketplace workflows.
Stripe
Stripe Connect is the most commonly used payment solution for marketplaces. Garnet initiates payments from your marketplace account to vendor accounts, with flexible payout timing. Supported in North America, Europe, and selected Asian countries.
Includes:
- 4-step setup process
- Automatic order splitting
- Manual or automatic payouts
- Commission handling
- Refund management
PayPal
PayPal payments can be implemented through integration. Vendors add their PayPal details in Garnet, then you can pay them manually or automatically. Compatible with Venmo.
Includes:
- Simple vendor setup
- Automatic order splitting
- Manual or automatic payouts
- Commission handling
- Venmo compatible
Mollie
Mollie is a European payment provider popular in the Netherlands, Belgium, and across Europe. Vendors connect their Mollie accounts to receive direct payouts from your marketplace.
Includes:
- European focus
- Automatic order splitting
- Manual or automatic payouts
- Commission handling
- Direct vendor payouts
Seal Subscriptions
Integrated with the Seal Subscriptions Shopify app, enabling recurring payments. Vendors can select subscription plans for their products with configurable billing cycles and automatic discounts for longer terms.
Includes:
- Monthly, quarterly, yearly plans
- Automatic discounts
- Vendor-configurable plans
- Recurring billing
- Subscription management
Other options
If you operate in a country not covered by Stripe, PayPal, or Mollie, several alternatives are available:
- Collect vendor bank details and manage manual payouts
- Receive monthly CSV payout reports from Garnet, ready to upload to your bank
- Contact us for custom payment integration with local providers
Need a custom payment integration?
If you work with a different payment provider or require a custom integration for your region, contact us to assess the feasibility. We have built custom integrations for many clients.
Contact usSee It in Action
Discover how real marketplaces have implemented these solutions to grow their business.
Founded in Australia, Bazaa is the leading online marketplace for vintage, designer, and antique furniture, connecting buyers with high-quality, second-hand homewares.
Founded in Australia, MadeIt is the leading online marketplace for handmade goods, showcasing unique creations from Australian makers and artisans.
Founded in the USA, Vegan America is the leading online marketplace for plant-based products from multiple industries (e.g., food, cosmetics, fashion).
The Bradery is a key player in the flash sales market, operating a curated online platform that hosts limited-time sales of premium brands.
Founded in London in 2021, MyNextBike is the leading online platform for second hand bicycle and e-bicycle in the UK.
Geloof Digitaal is a Christian-focused e-commerce platform offering encrypted e-books, high-quality e-readers, and physical accessories.
Founded in the Netherlands by a former DJ with over 50 million streams, The Vocal Market is an online marketplace dedicated to buy and sell high-quality acapella vocals, performed by talented vocalists.
Frequently Asked Questions
Got questions about payment integrations? We've got answers!
Ask a QuestionHow do payment integrations enhance user experience?
Money can be a source of tension. Transparent and automated payment flows build trust, reduce disputes, and create healthier long-term relationships between marketplaces and vendors.
How can I implement a payment integration on my marketplace?
Payment integrations can be set up independently using our documentation. If you encounter any difficulties, our support team is available to help.
How soon are vendors paid after a sale is made?
Payout timing is fully configurable. We recommend paying vendors after the refund period ends, so refunds can be handled without requiring vendors to return funds.
Do vendors need to create accounts with Stripe, PayPal, or Mollie to receive payouts?
Yes. Vendors must create and connect their own Stripe, PayPal, or Mollie account. The process is straightforward, and documentation can be shared with them.
Can the integrations manage refunds and chargebacks automatically?
Yes. Whether a refund affects individual line items or the entire order, Garnet correctly adjusts payouts and ensures vendors only fulfill remaining items.
What commission structures does Garnet support?
Garnet supports three commission types: percentage-only (e.g., 20%), flat fee plus percentage (e.g., $10 + 10%), and tiered rates based on order value. Commissions can be set at marketplace, vendor, or product level. See the commission documentation for details.
In which countries are payment integrations available?
Stripe Connect is available in North America, Europe, and selected Asian countries. PayPal supports Australia, Canada, China, France, Hong Kong, Italy, Korea, Singapore, Spain, UK, and the US. Mollie is available across Europe, with strong coverage in the Netherlands and Belgium. For unsupported regions, manual payout options are available.
Can I automate vendor payouts on a schedule?
Yes. Garnet supports two automated payout modes: relative scheduling (pay X days after order fulfillment) and periodic scheduling (e.g., every Wednesday at 10 AM, first Tuesday of each month). See the automated payout guide.
Can I export financial reports for accounting?
Yes. Garnet provides per-vendor CSV exports and cross-vendor financial reports from the Admin Panel. Each export includes order details, commissions, and payout amounts for easy reconciliation.
What verification do vendors need to complete for Stripe?
Vendors must create a Stripe account and complete identity verification (KYC/KYB), which includes providing ID documents, business information (if applicable), and bank account details. Verification typically takes a few days. Garnet provides onboarding guidance directly in the vendor dashboard.
What is the best marketplace payment solution?
There is no single best marketplace payment solution; the right one depends on where your vendors are. Stripe Connect suits most marketplaces, Mollie fits Europe, PayPal onboards vendors fast, and Airwallex handles cross-border payouts. Garnet supports all four, so you can match the provider to each vendor's region.
Is Garnet a marketplace payment platform or a gateway?
Garnet is the marketplace payment platform that sits on top of the gateway. The gateway (Stripe, PayPal, Mollie, Airwallex) moves the money; Garnet decides how each order is split, applies commissions, and schedules payouts. You keep a trusted processor and add the multi-vendor logic it does not provide on its own.
Ready to build your marketplace?
Start building your multi-vendor marketplace with seamless payment integrations today.
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